Big decision, smart credit

ClarityPay helps you pay for considerable expenses over time, while enabling you to purchase the service or products you want today. We enable an easy application process so you can discover the terms you qualify for and empower you to select a plan that works with your budget. We also provide support and assistance to ensure everyone with a ClarityPay account has access to a clear and simple payment experience.

No. We work with businesses (service providers, retailers, and other merchants) as a lending technology platform to help their customers, get access to payment plans and other financing offers. Customers can only access the ClarityPay digital application through the business they're making their purchase with.

We take extensive precautions to protect your personal and payment information. We use robust, industry-leading procedures and safeguards, including identify verification and encryption technology.

And, every loan with ClarityPay is provided by DR Bank, member FDIC.

For further information you can view our Privacy Policy and Truth in Lending disclosures in your account under “Documents”.

You will get access to the ClarityPay application through the business you’re making your purchase with. Once you have decided to use ClarityPay to make your purchase and you have completed the full application (including agreements and any required up-front fees such as “origination fees”), you will then be sent an automatically generated email and SMS that provide a link to your account to sign in.